The LCO invites your comments on the issues raised by this Paper. In particular, the LCO would like to hear from you on the following questions:

1. Should steps be taken to ensure that consumers have access to low-cost services for cashing government cheques?

2. If steps should be taken, what are the relative strengths and weaknesses of the four approaches outlined in this Paper? Are there other approaches that should be considered?

3. Given the broader issues that cheque cashing fees raise regarding access to financial services, are there further steps that should be taken to improve access to financial services among low-income Ontarians?

4. What approach, or combination of approaches, would best address concerns regarding fees for cashing government cheques?

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